Commercial Law

Examination of Commercial Mortgages in the Banking Sector

Commercial mortgages are another type of term lending but they are used exclusively to finance (or refinance) commercial real estate. The analysis and underwriting techniques vary depending on whether the property is owner-occupied or if it is an income-producing investment property; however, both tend to have more flexible terms (longer amortization, very competitive pricing, etc.) than other types of commercial loans.

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